FinPlan¶
Your AI assistant's financial calculator. Real IRS tax tables, Monte Carlo simulations, and contribution limits — so the answers you get are grounded in math, not guesses.
What can FinPlan do?¶
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Projections
Monte Carlo simulations run thousands of scenarios month-by-month, showing the range of outcomes — not a single guess.
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Accounts
Model your full financial picture: retirement, brokerage, HSA, real estate, mortgages — each with correct tax treatment and rules.
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Goals
Define goals from retirement to home down payment. Get exact monthly savings targets and progress tracking.
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Tax
Real IRS brackets for 2024–2026, capital gains rates, and deductions. The same tables your accountant uses.
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Social Security
Benefits at every claiming age, breakeven analysis, spousal and survivor benefits, and earnings test.
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Portfolio
Expected returns, volatility, and glide paths. Customize allocations per account with your own assumptions.
Why FinPlan?¶
| Feature | Description |
|---|---|
| Your data stays with you | Everything is saved as local files on your machine. No sync, no sharing. |
| Every penny is exact | All money is tracked in cents. No rounding, no "close enough." |
| No black boxes | Every tax bracket comes from the IRS. Every assumption is explicit and traceable. |
| Calculator, not advisor | FinPlan gives you numbers. What you do with them is your choice. |
Get started¶
Connect your AI assistant, describe your finances, and get projections in minutes.